FAQs

We’ve put together answers to the most common questions.
If you need more help? just call us.

call us 028 9602 6082

or to send us a WhatsApp message

What is a non-fault accident?

It means the accident wasn’t your fault. The other driver caused it, and their insurance will cover your costs.

Will I have to pay anything?

No. You don’t pay a penny. We recover everything from the at-fault insurer.

Do I still contact my insurance company?

You don’t have to. If the accident wasn’t your fault, call us first. We handle the rest.

Can I still use Bump if I've already contacted my insurer?

Yes. Call us as soon as you can and we’ll advise you on next steps.

What kind of replacement vehicle will I get?

We provide a like-for-like vehicle matched to your own. You’ll stay mobile while yours is repaired.

How long can I keep the replacement vehicle?

You’ll have it until your car is repaired and ready to go — or a settlement is made.

How quickly can you recover my car?

Very quickly. Often same day. We’ll confirm recovery when you call.

What areas do you cover?

We cover all of Northern Ireland.

What if my car is written off?

We’ll support your claim and help with a settlement. You’ll keep the replacement car during the process.

Can you help with injuries?

Yes. If you’ve been hurt, we’ll put you in touch with legal experts.

Will this affect my no-claims bonus?

Not if the accident wasn’t your fault and the other driver is identified and insured.

Can I choose where my car is repaired?

Yes. We work with approved repairers but you’re free to choose.

How do you get paid?

We recover our costs from the at-fault drivers insurance.

What if the other driver doesn't have insurance?

Call us and we’ll advise. There are still options available to you.

What should I do at the scene of the accident?

Make sure everyone is safe, swap details, take photos, and call us when you’re ready.

get expert help today

  • We recover your car
  • We arrange your repairs
  • We get you a replacement vehicle
  • We deal with the legal stuff
  • And you don’t pay us a penny

call us 028 9602 6082

or to send us a WhatsApp message