1. Introduction
Welcome to the Bump Accident Management Ltd website (the “Site”). These Terms of Use (“Terms”) govern your access to and use of the Site, whether as a guest or a user. By accessing or using the Site, you agree to be bound by these Terms, our Privacy Policy, and our Cookie Policy. If you do not agree with any part of these Terms, you must not use the Site.
We reserve the right to amend these Terms at any time. The updated version will be posted here, and your continued use after changes constitutes acceptance of the new Terms.
2. Use of the Site & Permitted Conduct
You agree to use the Site lawfully and ethically. In particular, you must:
- Not use the Site for any unlawful or harmful purpose.
- Not interfere with the security or proper functioning of the Site (e.g. hacking, introducing malware, denial-of-service attacks).
- Not reproduce, duplicate, copy, sell, resell or exploit any portion of the Site without our express written permission.
- Not use automated systems (bots, scrapers, spiders) to access or collect data from the Site except via publicly provided APIs (if any).
- Not post any content or conduct any activity that infringes third-party rights (e.g. intellectual property, privacy, reputation).
We may refuse or suspend your access to the Site at our sole discretion if you violate these Terms.
3. Intellectual Property
All content on the Site (text, graphics, logos, images, software, code, etc.) is owned or licensed by Bump Accident Management Ltd or its licensors, and is protected by copyright, trademark, and other intellectual property laws. You may view and download material for your personal, noncommercial use only. Beyond that, you need written permission from us to copy, modify, distribute, publish, or otherwise exploit any content.
4. Disclaimers & No Warranties
The Site and all information, content, services, or materials provided on the Site are offered “as is” and “as available,” without any warranties of any kind (express or implied). We do not warrant:
- That the Site will be uninterrupted, error-free, secure or free of viruses.
- That the accuracy, completeness or reliability of any content or material.
- That any defects will be corrected.
To the maximum extent permitted by law, we disclaim all warranties (including implied warranties of merchantability, fitness for purpose, and non-infringement).
5. Limitation of Liability
To the fullest extent permitted by applicable law, Bump Accident Management Ltd shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of your access to or use of the Site, or any failure or delay in using it, even if we have been advised of the possibility of such loss or damage.
In jurisdictions that do not permit limitation of liability, our liability will be limited to the maximum extent allowed by law.
6. Indemnification
You agree to indemnify, defend and hold harmless Bump Accident Management Ltd, its officers, directors, employees, agents, licensors and suppliers from and against all claims, liabilities, costs, damages and expenses (including legal fees) arising from or in connection with:
- Your use of or inability to use the Site;
- Your violation of these Terms;
- Your violation of any rights of a third party.
We reserve the right to take over the defence or settlement of any claim at our own expense.
7. External Links & Third-Party Sites
The Site may contain links to external websites which are not owned or controlled by us. We do not endorse and are not responsible for the content, policies, or practices of those sites. If you access those links, you do so at your own risk.
8. Termination
We may suspend or terminate your access to the Site (or parts of it) at any time and for any reason, without notice. Upon termination, your rights under these Terms immediately cease. We may delete or block any content at our discretion.
9. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Northern Ireland. Any dispute arising from or relating to these Terms shall be subject to the non-exclusive jurisdiction of the courts in Northern Ireland.
10. Severability & Waiver
If any provision of these Terms is held invalid or unenforceable by a court, that provision will be deemed changed to the minimum extent necessary to make it valid and enforceable, or removed if not so adaptable. The rest of the Terms will continue in full force. Our delay or failure to enforce any right or provision in these Terms does not constitute a waiver of that right or provision.
11. Entire Agreement
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Bump Accident Management Ltd concerning the Site, superseding any prior agreements.
12. Contact
If you have questions about these Terms, you may contact us via our Contact page or by mail at Bump Accident Management Ltd, 65-67 Chichester Street, Belfast, BT1 4JD.
Last Updated: 15/10/2025